An Open Core Lending Platform Designed for Your Reality
Platform Benefits
Multiply your Reach
Multiple products, multi markets, multi brands, multi countries
Open Platform
With our training and support, develop what you need, with Low code configuration and no complex testing cycles.
Smart Management and Decisioning
Data Enrichment, AI decisioning, platform wide management and reporting precision, analytics Comprehensive LMS
Time to Market
Launch faster by leveraging what you have and adding only what you need.
Platform Components
Smart Onboarding
Customized Journeys
Adapt our (field tested) user experience flows or design your own.
Higher Conversion
Maximize conversion with quality decisions and easy UI.
Multi-Partner
Enable customized journeys for multiple partners at the point- of-need.
Omni-Device
Seamless customer experiences on mobile and desktop.
Multiple Lending Products
Address all market segments from retail to commercial for all lending products.
Management Tools
Service Creation Environment
Self-config studio for changing rules, flows, and decisions, or building new products.
Reporting and Analytics
Get a set of customized reports or integrate them into an existing reporting data warehouse.
Audit trail
Track and trace all the changes and actions made by your internal users and customers.
Management Tools
Underwriting Servicing Portal
Smart data layout and guidance to make quick and informative manual decisions.
Loan Servicing Portal
Service on-going loans to facilitate the collection process.
Self-Service Customer Dashboard
Self-service customer interface for managing loans and repayments.
Flexible Implementation
Integrate using APIs, embed UI widgets in your existing system, or use a standalone managed software.
Smart Onboarding
Customized Journeys
Adapt our (field tested) user experience flows or design your own.
Higher Conversion
Maximize conversion with quality decisions and easy UI.
Multi-Partner
Enable customized journeys for multiple partners at the point- of-need.
Omni-Device
Seamless customer experiences on mobile and desktop.
Multiple Lending Products
Address all market segments from retail to commercial for all lending products.
Decisioning
Qualification Criteria
Determine the minimum criteria to onboard the product.
Credit Risk Models
Statistical, mathematical, or expert scoring models for default prediction and expected loss.
Affordability Analysis
Estimate borrowing sustainability through open banking, taxation, and bureau data.
Pricing and Offer Origination
Generate offers based on score, affordability, and policy rules.
Policy Rule Engine
Automated credit and underwriting policy of a lender, with self-configuration.
Data Enrichment
Powerful Data Fusion
Seamlessly combine business and personal data from multiple digital sources, including government registers and credit.
Fraud
Gather data from external providers to identify anomalies in devices & emails, as well as previous applicants.
KYC/B, AML
Collect and verify information to satisfy the regulatory measures for Know-Your-Customer and Anti-Money Laundering.
Empowering Credit Decisions
Open Banking with EU PSD2 and local equivalents. Incorporate transaction data and taxation information for accurate credit assessments.
Document Validation (IDP)
Automated decisions through document validation and information extraction, even without direct third-party integration.
Activation
Dynamic Legal Agreement
Generate legal agreement framework as part of the user journey.
Digital signature
Capture the consent and signature of the applicant and partners on digital agreements.
Loan Origination
Originate the financial product once everything is validated and initiate the process of money movement.
Servicing
Underwriting Servicing Portal
Smart data layout and guidance to make quick and informative manual decisions.
Loan Servicing Portal
Service on-going loans to facilitate the collection process.
Self-Service Customer Dashboard
Self-service customer interface for managing loans and repayments.
Flexible Implementation
Integrate using APIs, embed UI widgets in your existing system, or use a standalone managed software.